How We Work

Establish & defining clients and personal financial relationship
 – including a written record of the scope of the relationship and full disclosure about conformity to the standard.

Gathering client data and determining goals and expectations
– such as household asset liability and cash flow, statements, legal documents, economic assumptions, immediate needs and others.

Analysing and evaluating the client’s financial status 
– written outline for client of strengths and vulnerabilities, compared with goals, plans and restrictions.

Developing and presenting the financial plan 
– a written list of suitable and usable recommendations relative to the outcomes of the previous steps of the process.

Implementing the financial recommendations 
– planner can assist directly or indirectly with implementation and provide documentation where necessary.

Monitoring the financial plan and the recommendations 
- provide documentation as to the status of each recommendation such as acceptance, modifications, completion.

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